Hassle free loans with P2P Platform

Avail a loan expeditiously for all your personal & business requirements at competitive interest rates & flexible repayment schedules.

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How it Works?

A digital peer-to-peer lending platform providing a marketplace for lenders to evaluate borrower loans put up for funding, and fund those loans at risk-weighted rates of interest

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Inclusive Digital Lending Platform

A scalable, digital peer-to-peer lending platform that enables borrowers to get loans at competitive terms, and enables lenders to earn risk-weighted rates of interest on their funding

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An Inclusive Digital P2P Lending Solution

Accessible Financing:

P2PL platform provides an alternative source of financing for borrowers who may face challenges accessing traditional loans from banks or financial institutions. It opens up opportunities for individuals and small businesses to secure loans.

Quick Approval and Disbursement:

P2PL lending process is streamlined, allowing for quicker approval and disbursement of loans compared to traditional lending channels. Borrowers may receive funding faster, which can be crucial for addressing immediate financial needs.

Flexible Loan Terms:

P2PL platform offers flexible loan terms, to meet borrower’s repayment capability. Borrowers have the flexibility to choose loan amounts, and repayment schedules that suit their financial circumstances.

Diverse Borrower Profiles:

P2PL platform serves a diverse range of borrowers, including individuals, entrepreneurs, and small businesses. It accommodates varying credit profiles, connecting borrowers with lenders willing to support their loan requests.

Online Application Processing:

P2PL platform offers a simplified online borrowing process. Borrowers can conveniently submit loan applications, documentation from anywhere, reducing the need for extensive paperwork and in-person visits.

Transparent Fee Structure:

P2PL platform provides transparent information about fees and charges associated with loans. Borrowers can review and understand the cost structure upfront, helping them make informed decisions.

Key Features of Our Solution

Innovative Loan Products

Products designed to meet the perceived needs of various types of borrower. Easy process to define new products quickly to meet any changing borrower requirements.

Seamless & faster loan processing

Loan available with faster credit appraisal and risk profiling, and digital documentation of loan agreement

Flexible repayment

Products are available with daily or monthly or quarterly or half-yearly or one-time repayment frequency options, to suit borrower repaying capacity

AI/Machine Learning

We utilize in-house AI & ML based documentation analytics for faster loan processing & decision making - bank statements, credit rating and verification.

Agent Assisted Model

All in-person verification is conducted by local verifiers or facilitators. We offer an integrated, agent-assisted model for sourcing, facilitation, and repayment.

Language Support

This platform breaks down language barriers by offering multilingual support leading to superior & seamless customer experiences throughout their interaction.

How We Work

Borrower/Lender On-Boarding

Raising Loan Request

Risk Profiling/ Credit Evaluation

Loan Offer Generation

Loan Offer Acceptance

Loan Funding and Funding Acceptance

Loan Disbursement

Loan Repayment

Loan Closure

Who We Are

Headquartered in Bengaluru, India, iMFAST Finfotech Private Limited (IFPL) is an RBI-licensed NBFC-P2P platform enabling secure, transparent, and technology-driven peer-to-peer lending in India.

IFPL operates a digital marketplace through its web portal and mobile platform, connecting verified borrowers with registered lenders in a regulated environment. Through the platform, participants can seamlessly interact, evaluate opportunities, and complete loan transactions based on defined eligibility, risk, and compliance parameters.

Our mission is to bridge the gap between:

Borrowers seeking faster, more accessible funding beyond traditional channels
Lenders / Investors looking for smarter avenues to deploy capital with attractive returns

We place regulatory discipline at the center of our operations, ensuring all lending activity remains within the framework prescribed by the Reserve Bank of India.

The promoters of the company bring over four decades of expertise across technology, IT-enabled businesses, software development, and product innovation. With academic roots in premier institutions such as IISc and IITs, they have built world-class technology solutions widely adopted across financial services. Their experience also spans NGOs, academia, and social enterprises.

Powered by this deep technology heritage, iMFAST Finfotech’s digital P2P lending platform — IF-P2P — delivers systematic, smart, and secure loan transactions for all stakeholders.

Latest Blogs

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Technological innovations have led to marked improvements in efficiency, productivity, quality, inc...